Section A
Loan Calculators
4 calculators
🏠
EMI Calculator
Most Popular
Loan Amount ₹20,00,000
Interest Rate (% p.a.) 8.5%
Tenure (Years) 20 Years
₹0
Monthly EMI
₹0
Principal
₹0
Total Interest
₹0
Total Payable
Principal
Interest
📐 EMI Formula▼
EMI = [P × R × (1+R)^N] / [(1+R)^N - 1]
P = Principal | R = Monthly Interest Rate | N = Total Months
For ₹20L at 8.5% for 20 years: R = 8.5/(12×100) = 0.00708
P = Principal | R = Monthly Interest Rate | N = Total Months
For ₹20L at 8.5% for 20 years: R = 8.5/(12×100) = 0.00708
📈
SIP Calculator
Top Searched
Monthly SIP ₹10,000
Expected Return (% p.a.) 12%
Period (Years) 15 Years
₹0
Total Wealth
₹0
Invested
₹0
Gains
0%
Returns
Invested
Wealth Gained
🏛️FD Calculator
Principal Amount ₹1,00,000
Interest Rate (% p.a.) 7.0%
Tenure (Years) 2 Years
Compounding
₹0
Maturity Amount
₹0
Principal
₹0
Interest Earned
0%
Eff. Yield
Top Bank FD Rates (2026)
| Bank | Rate | EMI on ₹1L (2yr) |
|---|
🏦PPF Calculator
Yearly Investment ₹1,50,000
Tenure (Years) 15 Years
PPF Interest Rate: 7.1% p.a. (Q1 2026) | Tax-free maturity | 80C eligible
₹0
Tax-Free Maturity
₹0
Invested
₹0
Interest
₹0
80C Saving
Section B
Investment Calculators
3 calculators
🌴Retirement CalculatorMust Use
Current Age 30 Years
Monthly Expenses (₹) ₹50,000
Expected Inflation (% p.a.) 6%
Post-Retirement Return (% p.a.) 8%
₹0
Corpus Needed at 60
₹0
Monthly Need at 60
₹0
Monthly SIP Needed
0 yrs
Years to Invest
ℹ️ How is this calculated?▼
We calculate your monthly expenses at retirement age 60 after adjusting for inflation, then compute the total corpus needed to sustain 25 years of post-retirement life. The SIP needed is back-calculated using 12% p.a. equity return assumption. Always consult a financial advisor for personalised planning.
📊CAGR Calculator
Initial Investment ₹1,00,000
Final Value ₹2,50,000
Years 5 Years
0%
CAGR
₹0
Total Gain
0 yrs
Doubles In
0%
Absolute Return
Section C
Tax Calculators
2 calculators
🇮🇳Income Tax FY2026-27New Tax Act
Annual Income ₹12,00,000
Income Type
Old Regime Deductions (80C, 80D, HRA etc.) ₹1,50,000
New Regime
₹0
Old Regime
₹0
Enter your income above
₹0
Monthly TDS
0%
Effective Rate
₹0
Tax Saved
New Regime Tax
Old Regime Tax
Take Home
📊 FY2026-27 New Regime Slabs▼
₹0–4L: 0% | ₹4–8L: 5% | ₹8–12L: 10% | ₹12–16L: 15% | ₹16–20L: 20% | ₹20–24L: 25% | Above ₹24L: 30%
87A Rebate: ₹60,000 (zero tax up to ₹12L income)
Standard Deduction: ₹75,000 (salaried)
Surcharge: 10% (₹50L–1Cr) | 15% (>₹1Cr)
Health & Education Cess: 4%
87A Rebate: ₹60,000 (zero tax up to ₹12L income)
Standard Deduction: ₹75,000 (salaried)
Surcharge: 10% (₹50L–1Cr) | 15% (>₹1Cr)
Health & Education Cess: 4%
🏠HRA Exemption Calculator
Basic Salary (Monthly) ₹40,000
HRA Received (Monthly) ₹20,000
Actual Rent Paid (Monthly) ₹18,000
City Type
₹0
HRA Exemption (Monthly)
₹0
Taxable HRA
₹0
Annual Tax Save
Rule 1
Limiting Factor
📐 HRA Formula (Minimum of 3)▼
Exemption = Minimum of:
1. Actual HRA received
2. Rent paid - 10% of Basic Salary
3. 50% of Basic (Metro) OR 40% of Basic (Non-Metro)
Available only under Old Tax Regime.
1. Actual HRA received
2. Rent paid - 10% of Basic Salary
3. 50% of Basic (Metro) OR 40% of Basic (Non-Metro)
Available only under Old Tax Regime.
Section D
Salary Calculators
2 calculators
💼CTC to In-Hand SalaryMost Used
Annual CTC ₹12,00,000
City
Tax Regime
₹0
Monthly In-Hand
🎁Gratuity Calculator
Last Drawn Basic Salary (Monthly) ₹30,000
Years of Service 10 Years
Organisation Type
₹0
Gratuity Amount
₹0
Tax-Free Limit
₹0
Taxable Part
No
Eligible
📐 Gratuity Formula▼
Covered by Act: (Basic × 15 × Years) / 26
Not Covered: (Basic × 15 × Years) / 30
Max tax-free: ₹20,00,000
Minimum service required: 5 years
Not Covered: (Basic × 15 × Years) / 30
Max tax-free: ₹20,00,000
Minimum service required: 5 years
Section E
GST Calculators
5 calculators
🧾GST CalculatorBusiness Essential
Amount (Before GST) ₹10,000
GST Rate
Transaction Type
₹0
Total (After GST)
₹0
Base Amount
₹0
GST Amount
₹0+₹0
CGST+SGST
📋 GST Rate Guide▼
0%: Essential items (vegetables, milk, eggs)
5%: Packaged food, transport, small restaurants
12%: Computers, processed foods
18%: Most services (IT, telecom, restaurants)
28%: Luxury cars, tobacco, aerated drinks
5%: Packaged food, transport, small restaurants
12%: Computers, processed foods
18%: Most services (IT, telecom, restaurants)
28%: Luxury cars, tobacco, aerated drinks
🔢Simple & Compound Interest
Principal Amount ₹1,00,000
Rate of Interest (% p.a.) 10%
Time Period (Years) 5 Years
Compounding Frequency
₹0
Maturity Amount
₹0
Interest Earned
₹0
CI vs SI Extra
0 yrs
Doubles In
Compound Interest
Simple Interest
🔄RD Calculator
Monthly Deposit ₹5,000
Interest Rate (% p.a.) 7.0%
Tenure (Years) 2 Years
₹0
Maturity Amount
₹0
Total Invested
₹0
Interest Earned
0%
Eff. Yield
📐 RD Formula▼
RD uses quarterly compounding: M = R × [(1+i)^n - 1] / [1-(1+i)^(-1/3)] where i = rate/400, n = quarters. Always verify maturity with your bank as each bank may compound differently.
📉Inflation Calculator
Current Amount ₹1,00,000
Inflation Rate (% p.a.) 6%
Years 10 Years
₹0
Future Value Needed (Same Purchasing Power)
₹0
Purchasing Power Lost
0%
Value Eroded
₹0
Invest Now at 12%
ℹ️ Why inflation matters▼
India's average CPI inflation has been ~5-6% p.a. over the last decade. ₹1,00,000 today will have purchasing power of only ₹55,839 after 10 years at 6% inflation. This is an estimate — actual inflation varies. Source: RBI/MOSPI data.
🏷️Discount Calculator
Original Price ₹1,000
Discount % 20%
₹0
Final Price
₹0
You Save
0%
Savings %
₹0
GST Amount
Section F
Personal Finance Tools
2 calculators
%Percentage Calculator
Percentage (%)
Of Amount (₹)
₹0
Result
✍️Number to Words (₹)Unique
Enter Amount (₹)
In Words:
Rupees One Lakh Twenty Three Thousand Four Hundred Fifty Six Only
Useful for: Cheques, Demand Drafts, Legal Documents, Invoices